Jour de paye  -  $2,000 every two weeks.
For life.

FAQ

1. Is the annuity (every two weeks) prize paid to the winner for a limited period?

   No. This amount is paid throughout the winner’s lifetime (in accordance with applicable terms).

2. Is this income taxable?

   Yes. Unlike other major prizes that are issued in a single payment, the life annuity prize has tax implications. The winner receives an income which is partly taxable. A designated insurance company pays the tax amount associated with the taxable part of each payment, based on the highest marginal tax rate in force at the time of purchase of the annuity. The balance of the annuity announced on the ticket (net of tax) is then paid to the winner on a weekly, monthly or annual basis.

3. Who can claim the "life annuity"?

   Only an individual player aged 18 or older who lives in Québec can claim the "life annuity" lottery prize.

4. If a winner should die, can the prize be transferred to the estate?

   Yes. When a winner dies, the annuity is paid to the heirs for a maximum period of 20 years. This means that, if the winner dies within the first 20 years after the prize claim date, the heirs are entitled to the annuity (same payment frequency) for the balance of the 20 years which have not elapsed since the "life annuity" prize claim date. If the winner's death occurs following the first 20 years after the prize claim date, the legal heirs are not entitled to any amount.

   However, where the winner is 71 years of age or older at the time the prize is claimed, the minimum payment period is shorter. In this case, it goes without saying that the winner is entitled to the annuity income. In case of death, the legal heirs can receive the income only until the date that would have been the winner's 91st birthday (Income Tax regulation, article 304).

5. What happens if the winner dies before he has given his decision to Loto-Quebec?

   If the winner dies before he has given his decision to Loto-Quebec, the legal heirs will be entitled to the one time lump sum.

6. If the winner chose the annuity option, who will be responsible for the administration and payment of this annuity?

   If the winner chose the annuity option, the designated insurance company will be responsible for the administration and payment of the annuity.

7. Which draw games have limited prize amount?

   There are limited total prize amounts for certain categories with Banco, Banco spécial, Jour de paye, Triplex, Astro, Lotto Poker, Sprinto and Québec 49 (for the 5/6+ bonus category only). For example, the maximum prize amount for Banco is limited to $4 million per draw, for each category.

   The limited payable amount for a draw is likely to be reached when the winning selection is held by several people.

   The maximum payable amount for each game is written on the back of the selection slips. This information and more, including the prize structures and the chances of winning, can also be found on the pages related to each products.

8. What impact do popular selections have on prizes won?

   The answer can be found on this page.